Broker Check

Seventy-Five Things We Strive to Do for You

Financial Planning

  1. Care more about you, your money, and your future than anyone who doesn’t share your last name.
  2. Ask questions in order to understand your needs and objectives.
  3. Help you determine your present financial situation.
  4. Guide you to think about areas of your financial life you may not have considered.
  5. Help you organize your finances.
  6. Help you determine realistic goals.
  7. Formalize your goals and put them in writing for you.
  8. Help you prioritize your financial opportunities.
  9. Study possible alternatives that work towards meeting your goals.
  10. Prepare a financial plan and help manage an investment policy statement for you.
  11. Make specific recommendations to help you work toward your goals.
  12. Help you implement those recommendations.
  13. Suggest creative alternatives that you may not have considered.
  14. Help you stay “balanced, yet flexible” in a constantly changing world.
  15. Review and recommend life insurance policies to help protect your family.
  16. Assist you in setting up a company retirement plan.
  17. Assist in preparing an estate plan for you.
  18. Review your children’s custodial accounts and 529 plans.
  19. Help you determine your IRA Required Minimum Distribution and understand your options.
  20. Persuade you to do the things you know you ought to do, even if you don’t feel like doing them.


  1. Create a strategy for your hard-earned savings in retirement.
  2. Prepare an asset allocation that seeks to achieve a competitive rate of return for a given level of risk tolerance.
  3. Perform due diligence on money managers in order to make appropriate recommendations.
  4. Stay up to date on changes in the investment world.
  5. Monitor your investments.
  6. Review your existing annuities.
  7. Review your investments in your company 401(k) or 403(b) plans.
  8. Review your existing IRAs.
  9. Review and revise portfolios as conditions change.
  10. Guide you through difficult periods in the stock market by sharing historical perspective.
  11. Review and evaluate your investment performance.
  12. Look ‘inside’ your investments in an effort to avoid redundant holdings.
  13. Help you evaluate the differences in risk levels between various fixed-income investments such as government bonds, municipal bonds and corporate bonds.
  14. Provide you with a written asset-class based evaluation of your portfolio.
  15. Determine the risk level of your existing portfolio.
  16. Help you consolidate and simplify your investments.
  17. Provide you with alternative investment options.
  18. Provide introductions to various investment institutions.
  19. Show you how to access your statements and other information online.
  20. Shop for top CD rates from financial institutions throughout the country.
  21. Provide access to research from a major investment firm.


  1. Suggest alternatives to lower your taxes during retirement.
  2. Review your tax returns with an eye to possible savings in the future.
  3. Stay up to date on tax law changes.
  4. Help you reduce your taxes.
  5. Reposition investments to take full advantage of tax law provisions.
  6. Work with your tax and legal advisors to help you address your financial goals and avoid costly mistakes.

Person to Person

  1. Make sure that I and the Jax Wealth team provide you with excellent service at all times.
  2. Monitor your family and life changes; marriage, birth, death, divorce, etc., and assist you with appropriate changes to your Financial Plan.
  3. Proactively keep in touch with you.
  4. Remain only a phone call or a visit away to answer your financial questions.
  5. Serve as a human glossary of financial terms such as beta, P/E ratio, Sharpe ratio, etc.
  6. Provide referrals to other professionals, such as accountants and attorneys.
  7. Refer you to banking establishments for loan and trust alternatives.
  8. Provide you with a spreadsheet showing the monthly returns from all of your investments, if appropriate.
  9. Suggest alternatives seeking to increase your income during retirement.
  10. Listen and provide feedback in a way that a magazine or newsletter writer cannot.
  11. Share the experience of other clients who have faced circumstances similar to yours.
  12. Help educate your children and grandchildren about investments and financial concepts.
  13. Hold seminars to discuss significant and/or new financial concepts.
  14. Help with the continuity of your family’s financial plan through generations.
  15. Facilitate the transfer of investments from individual names to trust, or from an owner through to the beneficiaries.
  16. Keep you working towards your goals.  
  17. Identify your savings shortfalls.
  18. Develop and monitor a strategy for debt reductions.
  19. Educate you on retirement issues.
  20. Educate you on estate planning issues.
  21. Educate you on college savings and financial aid options.
  22. Educate you about potential opportunities and risks.
  23. Be someone you can trust and get advice from for all your financial matters.
  24. Act as a wise sounding board for ideas you are considering.
  25. Provide honest feedback even when it hurts.
  26. Help you control your emotions as they relate to money and investments.
  27. Motivate you to make difficult decisions.
  28. Take responsibility that no one else wants to take.

This information is not intended to be a substitute for specific Individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor. 


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